Flexible Roof Financing Options for Home and Business Owners
At Russell Quality Roofing, we understand that a new roof is a major investment. That’s why we work with trusted third-party lenders to offer flexible financing options that help you protect your home without overwhelming your budget.
We connect you with reputable financing providers who offer programs tailored to home improvement projects. Our team will guide you through the process so you can confidently choose the option that fits your financial goals.
Free Estimate
Please fill out the form below or call our office at (208) 791-5252 and we will begin your process for a quote for your new roof system. It is an honor to serve you and your family!
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Our Financing Partners
We partner with several established finance providers to give homeowners more flexibility, including:
- GreenSky® – Home improvement financing provided by Synovus Bank, Member FDIC, on approved credit. GreenSky®, LLC and GreenSky Servicing, LLC are not lenders.
- Service Finance Company, LLC – A national home improvement lender offering promotional and fixed-rate installment loans for qualified borrowers.
- Regions Bank – Providing traditional fixed-rate personal and home improvement loan options.
- Finturf – Newly added program offering multi-tiered financing options to help homeowners with a wider range of credit backgrounds access funding.
Financing Options Available
At Russell Quality Roofing, we make it easier to move forward with your roofing project by connecting you with trusted lending partners that specialize in roof financing options for homeowners and business owners. Whether you’re replacing an entire roof, covering roof repairs, or planning a new roof installation, our network of lenders offers a range of home improvement loans designed to fit your budget.
Available options include:
- 12-month plan with no payments required during the promotional period.
- 120-month plan with fixed rates.
- 180-month plan with extended terms for lower monthly payments.
None of our programs require a down payment, get fast online loan funding through reputable banks, credit unions, and online lenders, allowing you to start your project sooner without upfront costs. Your credit score and credit history determine eligibility, and some programs are available even for applicants with less-than-perfect credit. It’s important to note that all credit decisions, loan amounts, and annual percentage rates (APR) are set by the individual lenders—Russell Quality Roofing does not extend credit, make loan decisions, or collect loan payments.
Our role as a roofing contractor that offers financing is to help you understand your options, compare programs, and connect you with multiple lenders who can provide the best solution to finance a new roof—so you can protect your home, manage costs effectively, and invest confidently in your next home improvement project.
Please Note: All credit decisions, terms, and loan approvals are determined by the individual lenders. Russell Quality Roofing does not extend credit, make loan decisions, or collect loan payments.
Which Areas Are Covered by the Financing Plans?
Our lending partners provide roof financing for homeowners throughout Idaho and Washington, including:
- Lewiston, ID
- Clarkston, WA
- Spokane, WA
- Coeur d’Alene, ID
- Pullman, ID
- Moscow, ID
- Spokane Valley, WA
- Liberty Lake, WA
- Post Falls, ID
- Hayden, ID
- And the surrounding areas
What to Expect with Russell Quality Roofing
Senior & Military Discounts
At Russell Quality Roofing, we believe in rewarding the homeowners who have served our communities and our country. That’s why we proudly offer exclusive roofing discounts to help make your next roof repair or roof replacement more affordable. These roofing discounts apply to any new roof installation or roof replacement project, helping offset common roofing costs such as labor, materials, and permits.
We proudly offer:
- $250 Senior Discount
- $250 Military Discount
- Combine both for $500 in total savings!
These roofing promotions are available year-round and can be combined for additional savings. If you’re planning ahead to finance a new roof project, our discounted roofing services ensure you receive the same high-quality materials and workmanship at a lower price.
Ask about our senior citizen roofing discounts or military roofing discounts during your estimate to see how much you can save. Every dollar counts when investing in a major home improvement, and these savings help you get more value from your roofing contractor that finances and discounts across Idaho and Washington.
Every Russell Quality Roofing Estimate Includes:
- A cost breakdown for the total list of material with a final price
- Discussion of available financing programs
- Guidance on required documentation for lender applications
While we can help you understand your options and connect you with lending partners, all loan applications, terms, and credit decisions are handled directly by the lenders. Your credit report may be reviewed as part of their application process.
We also assist customers who need documentation for insurance companies requiring proof of scheduled roof replacement. Our team can provide signed proposals or documentation to help you maintain your homeowner’s coverage when insurers request proof of replacement.
Preparing Your Roof for Solar Projects
If you’re preparing for solar installation, we can help you finance your roof upgrade first. Many solar providers require that roofs be inspected or replaced before panel installation — our financing partners offer options that make it easier to complete this step first, ensuring your home is ready for future energy improvements.
Why Homeowners Choose Russell Quality Roofing
Choosing roofers with financing isn’t just about spreading out costs. It’s about working with a contractor you can trust to handle your home from start to finish. Homeowners choose us because:
- We’ve been locally owned and operated since 2007.
- Certified installer of Owens Corning™ and top metal roofing systems
- Long-term product and workmanship warranties.
- Transparent cost estimates and support through every step
- Connections to multiple trusted lenders for flexible payment options
Ready to Explore Financing Options?
Contact Russell Quality Roofing today for a free estimate and learn more about available financing options across Idaho and Washington.
What is the best way to pay for a roof replacement?
What is the best way to pay for a roof replacement?
Most homeowners opt for either short-term promotional plans or longer fixed-rate options, depending on their budget.Can I finance both roof repairs and a complete roof replacement?
Can I finance both roof repairs and a complete roof replacement?
No. Financing programs cover full replacement projects. Most programs will have a minimum spending amount that would ultimately be higher than your repair costs.
How do I know if I qualify for roof financing?
How do I know if I qualify for roof financing?
All programs require approved credit. We’ll guide you through the application process.
Do payment plans affect the warranties on my roof?
Do payment plans affect the warranties on my roof?
No. Financing does not impact product or workmanship warranties.
How quickly can a project begin once financing is approved?
How quickly can a project begin once financing is approved?
Most projects can be scheduled immediately after approval, subject to material availability.
Can I combine roof financing with an insurance claim?
Can I combine roof financing with an insurance claim?
Yes. If your roof damage is partially covered by homeowners insurance, financing could help bridge the gap between your deductible and what the insurance company pays.
Request a Free Estimate
Ready to learn more about our roof financing and payment plans? Contact Russell Quality Roofing today to schedule your free estimate and explore options available in Idaho and Washington.